It is a well known fact that fast cash advance payday loans
in au Australia or in fact any type or kind of payday loan are the most
expensive loans available in the loan lending industry. Therefore
borrowers must make absolutely sure that they apply for these payday
loans as the last resort and as the last option to obtain fast cash.
Alternatives to fast cash advance payday loans do exist where one of
those options is to borrow or draw the money from one's own credit card.
Credit card companies charge a lot less interest for money withdrawn or
borrowed from them. This option only exists, obviously, if people have
the luxury of credit cards and have a sufficient credit card balance in
order for them to use the money instead of applying for a payday loan.
Using credit card advances instead of fast cash advance payday loans
in au Australia is not an ideal and cheap option but it is certainly
much cheaper than paying back a payday loan for the same amount of money
borrowed using a credit card advance. Other alternatives to fast cash advance payday loans
and payday loans in general exists, such as asking one's employer for
an advance on their monthly or weekly salary or wage respectively.
People can also volunteer to work overtime to earn the cash
required to pay their way out of the unexpected financial emergency
that has befallen them. People have often also organised and conducted
‘garage sales' where the resultant money accumulated has been used to
solve their sudden financial dilemma.
Another obvious alternative to fast cash advance payday loans
in au Australia is selling something of value that one possesses to
provide the quick cash that is needed immediately. People can also ask
one of their family members, friends or work employees to lend them the
money as well. All these alternatives are much cheaper than applying
for, being granted and then having to pay back very expensive fast cash advance payday loans to respective lenders of these loans in Australia. Applying for fast cash advance payday loans
or for any payday loan must be viewed as the last resort because the
interest together with all the fees and charges added to these loans by
lenders are the highest in the loan lending industry causing these loans
to be the most expensive format of loan to apply for.
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